Investment Lending
Investment lending is financing designed specifically for individuals and entities looking to purchase property with the intention of generating income or capital growth. At Park Road Finance, we don’t just find you a loan—we design investment lending strategies that support long-term wealth creation, tax efficiency, and portfolio scalability.
Who It’s For
Our Investment Lending service is ideal for:
Benefits of Working With Us
Success Story
Client: Professional couple with 2 existing properties
Challenge: Limited borrowing capacity and poor lender policy fit
Solution: We restructured existing debt, refinanced to a lender with favourable servicing rules, and enabled the purchase of a third investment with minimal cash outlay.
Outcome: Increased monthly cash flow by $720 and unlocked over $300K in equity for future use
Tailored Structures
We assess and recommend the optimal ownership and lending structure (e.g., trust vs individual vs SMSF)
Lender Matching
We compare over 40 lenders to match your investment goals with the right policy and rate
Cash Flow Strategy
Advice on interest-only, P&I, offset accounts, and repayment structures to maximise cash flow and tax deductibility
Portfolio Planning
Lending strategies designed to support your next purchase, not just your current one
What Our Clients Say
I can’t speak highly enough about my experience with Rob. From the moment I started the process, he was incredibly helpful and patient, guiding me through every step with ease. His expertise in determining my borrowing capacity was invaluable, and he worked tirelessly to secure a loan with the best possible rate available.
Saeed Abedi
Frequently Asked Questions
Find answers to commonly asked questions about Investment Lending
Should I use interest-only or principal & interest for investment loans?
It depends on your cash flow, investment horizon, and tax position. We help you evaluate what’s best for your goals.
Can I borrow under a trust or company structure?
Yes, we specialise in structuring loans under trusts, companies, and SMSFs, depending on your investment strategy.
How much equity do I need to buy another investment?
Typically 20%, but with equity release and strategic lender selection, we can often make it work with less.
Get in Touch
Book a Free Strategy Call
Explore your investment lending potential with a tailored strategy call.